Everything your lending business needs
From recording your first loan to automating collections across hundreds of clients, Nfunayo has every tool you need.
Record and track every loan detail
Issue loans in seconds. Nfunayo stores principal, interest rate, duration, collateral, repayment schedule and more — all linked to client profiles.
- Set flat, reducing, or custom interest types
- Auto-calculate repayment schedules
- Attach collateral records & documents
- Record partial payments and rollovers
- View full repayment history per loan
New Loan — Akello Sarah
ActivePrincipal
UGX 500,000
Interest Rate
10% / month
Duration
3 months
Total Repayable
UGX 650,000
1 of 3 repayments made
Automated reminders that actually get paid
Schedule and send personalised SMS and email reminders to clients before, on, and after due dates — automatically.
- Automated SMS before due date
- Same-day payment reminders
- Overdue escalation messages
- Personalised with client name & amount
- Email statements & receipts
Dear Akello Sarah, your loan repayment of UGX 216,667 is due on 15 Apr 2026. Please ensure timely payment.
Sent · 10:32 AM
Received! I will pay today. Thank you for the reminder.
Client reply · 10:45 AM
Payment confirmed! UGX 216,667 received. Remaining balance: UGX 433,333. Thank you!
Auto-sent after payment · 2:15 PM
Know your clients inside out
Build complete client profiles with contact details, loan history, guarantors, risk ratings, and notes — all searchable in seconds.
- Full contact & ID information
- Guarantor records & contacts
- Complete borrowing history
- Client risk scoring
- Document & photo attachments
Mutebi Okello
Good StandingPhone
+256 772 000 000
Active Loans
2
Total Borrowed
UGX 3.5M
Reliability
82%
REPAYMENT RELIABILITY
Make smarter lending decisions
Real-time dashboards and exportable reports help you understand your portfolio health and identify risks before they become defaults.
- Portfolio summary dashboard
- Overdue & at-risk loan reports
- Monthly income & interest reports
- Collection efficiency trends
- Export to PDF & Excel
142
Active
18
Overdue
94%
Collected
MONTHLY COLLECTIONS (UGX)
Record every payment with precision
Log repayments instantly, handle partial payments, and auto-update outstanding balances. Every collection is timestamped and auditable.
- Record full and partial repayments
- Auto-update outstanding balance
- Timestamped payment receipts
- Multiple payment methods
- Full audit trail per loan
Record Payment
Loan #LN-0041Every tool you need, nothing you don't
Loan Issuance
Issue loans with full terms, interest, and schedules in under 2 minutes.
Auto SMS Alerts
Scheduled reminders before, on, and after payment due dates.
Email Statements
Auto-send monthly statements and payment receipts by email.
Payment Recording
Log cash and mobile money payments with instant balance updates.
Portfolio Dashboard
Real-time overview of your entire loan portfolio health.
Overdue Alerts
Instant notifications when loans go past due date.
Client Profiles
Full borrower profiles with history, guarantors, and documents.
PDF Reports
Export loan schedules, statements, and summaries as PDFs.
Mobile Responsive
Works perfectly on any device — phone, tablet, or computer.
Role-Based Access
Control what each staff member can see and do.
Multiple Branches
Manage multiple branches or agents from one account.
Loan Rollovers
Easily roll over or restructure existing loans.
Ready to put these features to work?
Start your free trial today. No credit card needed. Full access to all features.
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